About AHFA

The Alabama Housing Finance Authority (AHFA) was created in 1980 by Act No. 80-585 of the Alabama Legislature. AHFA is a public corporation and instrumentality of the State of Alabama dedicated to serving the housing needs of low- and moderate-income Alabamians. AHFA creates housing opportunities through the affordable financing of single- and multifamily housing.

Since 1980, AHFA has helped nearly 110,000 households — serving as Alabama’s affordable housing resource.

Homeownership Programs

Through its single-family financing programs, AHFA offers affordable interest rates and entry cost assistance on 30-year, fixed-rate mortgage loans. 

In addition, AHFA works together with Habitat for Humanity to purchase mortgages from Alabama’s Habitat affiliates. 



ServiSolutions offers residential mortgage servicing for financial institutions. In this capacity, ServiSolutions can service all types of mortgages including FHA, VA, Rural Development, conventional uninsured and conventional insured loans. In addition, ServiSolutions services second mortgages — full amortizing as well as deferred. ServiSolutions has been approved as a FHA, VA, Rural Development, Fannie Mae and Ginnie Mae servicer.

Currently, ServiSolutions® is the largest mortgage loan servicer located in Alabama and services mortgage loans in Alabama, Florida, Georgia, Mississippi, Missouri, North Carolina, Tennessee and Washington.

Rental Programs

AHFA’s multifamily programs help developers build or rehabilitate housing, thereby creating affordable rental properties for Alabama’s low-income families. These financial incentives encourage developers to increase the supply of rental housing for economically disadvantaged families.

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